[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.santre.cz\/je-i-lepsi-volba\/#Article","mainEntityOfPage":"https:\/\/www.santre.cz\/je-i-lepsi-volba\/","headline":"Je i lep\u0161\u00ed volba","name":"Je i lep\u0161\u00ed volba","description":"Kdy\u017e se \u010dlov\u011bk s finan\u010dn\u00edmi pot\u00ed\u017eemi obr\u00e1t\u00ed s prosbou o pomoc na sv\u00e9 bl\u00edzk\u00e9, n\u011bkdy se t\u00e9to do\u010dk\u00e1 a n\u011bkdy tak\u00e9 ne. To z\u00e1le\u017e\u00ed na <a href=\"https:\/\/www.santre.cz\/je-i-lepsi-volba\/\" class=\"btn btn-link continue-link\">P\u0159e\u010d\u00edst \u010dl\u00e1nek<\/a>","datePublished":"2019-04-12","dateModified":"2023-04-30","author":{"@type":"Person","@id":"https:\/\/www.santre.cz\/author\/#Person","name":"","url":"https:\/\/www.santre.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/6b1978a802e1d2522476d4f1a954a19e989b74ba84b3e15a182efb651cc75097?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/6b1978a802e1d2522476d4f1a954a19e989b74ba84b3e15a182efb651cc75097?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"santre.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.santre.cz\/wp-content\/uploads\/img_a343419_w2304_t1556455915.jpg","url":"https:\/\/www.santre.cz\/wp-content\/uploads\/img_a343419_w2304_t1556455915.jpg","height":0,"width":0},"url":"https:\/\/www.santre.cz\/je-i-lepsi-volba\/","wordCount":462,"articleBody":"Kdy\u017e se \u010dlov\u011bk s finan\u010dn\u00edmi pot\u00ed\u017eemi obr\u00e1t\u00ed s prosbou o pomoc na sv\u00e9 bl\u00edzk\u00e9, n\u011bkdy se t\u00e9to do\u010dk\u00e1 a n\u011bkdy tak\u00e9 ne. To z\u00e1le\u017e\u00ed na movitosti takov\u00fdch bl\u00edzk\u00fdch osob a na jejich ochot\u011b sv\u00e9 pen\u00edze doty\u010dn\u00e9mu poskytnout. N\u011bkdo usp\u011bje, jin\u00fd ne. Pokud tato mo\u017enost nep\u0159ipad\u00e1 v \u00favahu nebo vysloven\u011b sel\u017ee, obrac\u00ed se takov\u00fd jedinec \u010dasto na banku, je\u017e je v o\u010d\u00edch mnoha na\u0161inc\u016f t\u00edm, u koho se p\u016fj\u010dky z\u00edsk\u00e1vaj\u00ed. Ov\u0161em je smutnou pravdou, \u017ee i zde to velmi \u010dasto dopadne se \u017e\u00e1dostmi \u0161patn\u011b. Proto\u017ee banky cht\u011bj\u00ed m\u00edt jistotu, \u017ee se jim p\u016fj\u010den\u00e9 pen\u00edze vr\u00e1t\u00ed, a jejich krit\u00e9ria jsou nastavena tak, \u017ee pr\u00e1v\u011b ten, kdo pot\u0159ebuje pomoc nejv\u00edce, na tuto nedos\u00e1hne. T\u0159eba nem\u00e1 dost velk\u00e9 p\u0159\u00edjmy nebo mu kaz\u00ed pov\u011bst z\u00e1znam v registru dlu\u017en\u00edk\u016f, a to je pro bank\u00e9\u0159e jasn\u00fd sign\u00e1l, \u017ee maj\u00ed \u017eadatele odm\u00edtnout. A teprve kdy\u017e zm\u00edn\u011bn\u00e9 pokusy nevyjdou, s\u00e1z\u00ed \u010dlov\u011bk na nebankovn\u00ed sektor. Co\u017e je do zna\u010dn\u00e9 m\u00edry \u0159e\u0161en\u00ed, je\u017e by nem\u011blo \u010dlov\u011bka napadat a\u017e jako posledn\u00ed volba, ale napad\u00e1. Z\u0159ejm\u011b kv\u016fli pov\u011bsti po\u0161ramocen\u00e9 t\u011bmi, kdo se za nebankovn\u00ed poskytovatele vyd\u00e1vali v minulosti a jim\u017e ne\u0161lo o nic jin\u00e9ho ne\u017e o zisk za ka\u017edou cenu. Co\u017e u\u017e je ale minulost. \u010clov\u011bk ve finan\u010dn\u00edch nesn\u00e1z\u00edch nejsp\u00ed\u0161e usp\u011bje pr\u00e1v\u011b u nebankovn\u00edch poskytovatel\u016f p\u016fj\u010dek. Proto\u017ee t\u0159eba nebankovn\u00ed hypot\u00e9kaje \u0159e\u0161en\u00edm pro ty, kdo maj\u00ed hluboko do kapsy a t\u0159eba i z\u00e1znamy v registru dlu\u017en\u00edk\u016f. Tady se sta\u010d\u00ed zaru\u010dit za p\u016fj\u010den\u00e9 pen\u00edze vlastn\u00ed nemovitost\u00ed, p\u0159\u00edpadn\u011b nemovitost\u00ed n\u011bkoho, kdo se je za takovou p\u016fj\u010dku na\u0161emu neboh\u00e9mu hrdinovi ochoten zaru\u010dit, a r\u00e1zem je tu mo\u017enost z\u00edskat p\u016fj\u010dku. P\u016fj\u010dku, je\u017e m\u016f\u017ee b\u00fdt poskytnuta t\u0159eba i na cel\u00e1 dlouh\u00e1 t\u0159i desetilet\u00ed, d\u00edky \u010demu\u017e jsou jej\u00ed spl\u00e1tky n\u00edzk\u00e9 tak, \u017ee je dok\u00e1\u017ee spl\u00e1cet snad ka\u017ed\u00fd. Nebankovn\u00ed hypot\u00e9ku je pak tak\u00e9 mo\u017eno z\u00edskat rychle, bez zbyte\u010dn\u00e9ho pap\u00edrov\u00e1n\u00ed. Sta\u010d\u00ed vyplnit n\u011bco m\u00e1lo v online formul\u00e1\u0159i, poslat p\u00e1r fotografi\u00ed zastavovan\u00e9 nemovitosti a u\u017e je v\u0161e na nejlep\u0161\u00ed cest\u011b. A kdy\u017e \u010dlov\u011bku p\u0159istanou pen\u00edze na \u00fa\u010dtu, m\u016f\u017ee je pou\u017e\u00edt na cokoliv. Co\u017e by mu jin\u00fd poskytovatel st\u011b\u017e\u00ed dovolil.                                                                                                                                                                                                                                                                                                                                                                                        3.9\/5 - (11 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Je i lep\u0161\u00ed volba","item":"https:\/\/www.santre.cz\/je-i-lepsi-volba\/#breadcrumbitem"}]}]